Filed January 28, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,590 | $86,922+58.3% | $102,438+34.3% | $80,874+70.1% |
| Participation rate | 56.9% | 72.4%-15.4pp | 76.5%-19.6pp | 67.6%-10.7pp |
| Annual return | 11.70% | 18.90%-7.2pp | 29.37%-17.7pp | 35.62%-23.9pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,024-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,164 | $4,119+25.4% | $5,054+2.2% | $4,297+20.2% |
| Admin fee / account holder | $23,028 | $8,050+186.1% | $9,448+143.7% | $6,935+232.0% |