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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,313 | $100,970-52.2% | $96,576-50.0% | $137,256-64.8% |
| Participation rate | 94.1% | 82.6%+11.5pp | 81.4%+12.7pp | 80.0%+14.2pp |
| Annual return | 7.02% | 38.16%-31.1pp | 38.47%-31.5pp | 220.34%-213.3pp |
| Employer contribution / active EE | $13,150 | $3,809+245.2% | $3,553+270.1% | $4,156+216.4% |
| Participant deferral / active EE | $6,212 | $8,286-25.0% | $7,956-21.9% | $6,407-3.0% |
| Admin fee / account holder | $5,493 | $11,312-51.4% | $11,381-51.7% | $12,270-55.2% |