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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,965 | $110,337-35.7% | $102,383-30.7% | $145,877-51.4% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 23.96% | 24.83%-0.9pp | 24.94%-1.0pp | 551.28%-527.3pp |
| Employer contribution / active EE | $8,746 | $4,216+107.5% | $3,870+126.0% | $4,663+87.6% |
| Participant deferral / active EE | $2,820 | $5,621-49.8% | $5,060-44.3% | $6,691-57.8% |
| Admin fee / account holder | $2,418 | $9,750-75.2% | $8,391-71.2% | $13,402-82.0% |