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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $671,083 | $138,393+384.9% | $184,256+264.2% | $80,959+728.9% |
| Participation rate | 94.3% | 83.9%+10.4pp | 86.8%+7.5pp | 67.7%+26.6pp |
| Annual return | 18.12% | 20.01%-1.9pp | 28.85%-10.7pp | 35.67%-17.5pp |
| Employer contribution / active EE | $17,873 | $4,847+268.7% | $6,427+178.1% | $2,757+548.3% |
| Participant deferral / active EE | $13,770 | $7,076+94.6% | $9,133+50.8% | $4,300+220.2% |
| Admin fee / account holder | $2,971 | $10,489-71.7% | $13,899-78.6% | $6,925-57.1% |