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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,780 | $184,014-48.5% | $161,149-41.2% | $138,895-31.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 18.60% | 21.52%-2.9pp | 21.16%-2.6pp | 145.39%-126.8pp |
| Employer contribution / active EE | $10,169 | $5,055+101.2% | $4,360+133.2% | $4,194+142.5% |
| Participant deferral / active EE | $5,429 | $6,909-21.4% | $6,153-11.8% | $6,396-15.1% |
| Admin fee / account holder | $2,415 | $18,027-86.6% | $15,194-84.1% | $12,562-80.8% |