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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,360 | $172,111-53.9% | $150,298-47.2% | $137,256-42.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.07% | 69.37%-51.3pp | 62.79%-44.7pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,855 | $4,636-38.4% | $4,154-31.3% | $4,156-31.3% |
| Participant deferral / active EE | $6,938 | $6,166+12.5% | $5,453+27.2% | $6,407+8.3% |
| Admin fee / account holder | $348 | $16,471-97.9% | $14,116-97.5% | $12,270-97.2% |