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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,224 | $101,795+7.3% | $165,100-33.8% | $80,959+34.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 10.47% | 16.73%-6.3pp | 70.21%-59.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $2,523 | $2,954-14.6% | $4,348-42.0% | $2,757-8.5% |
| Participant deferral / active EE | $6,271 | $4,476+40.1% | $6,035+3.9% | $4,300+45.8% |
| Admin fee / account holder | $15,344 | $8,221+86.6% | $12,696+20.9% | $6,925+121.6% |