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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,224 | $101,763+7.3% | $164,866-33.7% | $80,874+35.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 10.47% | 16.73%-6.3pp | 69.97%-59.5pp | 35.62%-25.1pp |
| Employer contribution / active EE | $2,523 | $2,954-14.6% | $4,343-41.9% | $2,756-8.5% |
| Participant deferral / active EE | $6,271 | $4,477+40.1% | $6,033+3.9% | $4,297+45.9% |
| Admin fee / account holder | $15,344 | $8,228+86.5% | $12,689+20.9% | $6,935+121.2% |