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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,481 | $183,539+146.5% | $155,556+190.9% | $145,897+210.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.18% | 61.31%-46.1pp | 64.84%-49.7pp | 552.29%-537.1pp |
| Employer contribution / active EE | $167 | $5,315-96.9% | $4,675-96.4% | $4,663-96.4% |
| Participant deferral / active EE | $19,425 | $6,467+200.4% | $5,631+245.0% | $6,689+190.4% |
| Admin fee / account holder | $913 | $19,275-95.3% | $15,885-94.3% | $13,390-93.2% |