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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,875 | $81,358-14.1% | $155,556-55.1% | $80,959-13.7% |
| Participation rate | 72.0% | 66.3%+5.7pp | 78.2%-6.2pp | 67.7%+4.3pp |
| Annual return | 12.66% | 33.39%-20.7pp | 64.84%-52.2pp | 35.67%-23.0pp |
| Employer contribution / active EE | $2,268 | $3,106-27.0% | $4,675-51.5% | $2,757-17.7% |
| Participant deferral / active EE | $3,858 | $3,455+11.6% | $5,631-31.5% | $4,300-10.3% |
| Admin fee / account holder | $488 | $7,994-93.9% | $15,885-96.9% | $6,925-92.9% |