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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,069 | $212,386-34.5% | $199,883-30.4% | $138,895+0.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 20.32% | 47.75%-27.4pp | 43.81%-23.5pp | 145.39%-125.1pp |
| Employer contribution / active EE | $10,896 | $6,625+64.5% | $6,261+74.0% | $4,194+159.8% |
| Participant deferral / active EE | $15,522 | $9,617+61.4% | $9,138+69.9% | $6,396+142.7% |
| Admin fee / account holder | $2,571 | $18,233-85.9% | $17,268-85.1% | $12,562-79.5% |