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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,069 | $223,823-37.9% | $211,142-34.1% | $154,746-10.1% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 20.32% | 50.39%-30.1pp | 46.84%-26.5pp | 172.34%-152.0pp |
| Employer contribution / active EE | $10,896 | $6,787+60.6% | $6,442+69.1% | $4,379+148.8% |
| Participant deferral / active EE | $15,522 | $9,750+59.2% | $9,284+67.2% | $6,730+130.6% |
| Admin fee / account holder | $2,571 | $19,707-87.0% | $19,076-86.5% | $14,365-82.1% |