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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,734 | $102,422-59.3% | $147,117-71.6% | $80,959-48.5% |
| Participation rate | 91.2% | 75.9%+15.3pp | 82.2%+9.0pp | 67.7%+23.5pp |
| Annual return | 16.33% | 135.16%-118.8pp | 420.54%-404.2pp | 35.67%-19.3pp |
| Employer contribution / active EE | $7,496 | $3,717+101.6% | $4,932+52.0% | $2,757+171.9% |
| Participant deferral / active EE | $9,300 | $6,652+39.8% | $8,065+15.3% | $4,300+116.3% |
| Admin fee / account holder | $11,908 | $7,953+49.7% | $12,993-8.4% | $6,925+71.9% |