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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,907 | $115,225+41.4% | $100,712+61.8% | $138,895+17.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 18.68% | 40.35%-21.7pp | 33.27%-14.6pp | 145.39%-126.7pp |
| Employer contribution / active EE | $0 | $2,771-100.0% | $2,313-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $6,782 | $4,699+44.3% | $4,085+66.0% | $6,396+6.0% |
| Admin fee / account holder | $2,863 | $10,844-73.6% | $9,256-69.1% | $12,562-77.2% |