Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,813 | $64,462-55.3% | $81,482-64.6% | $80,911-64.4% |
| Participation rate | 34.8% | 63.9%-29.1pp | 69.5%-34.7pp | 67.6%-32.9pp |
| Annual return | 8.74% | 16.35%-7.6pp | 24.79%-16.0pp | 35.63%-26.9pp |
| Employer contribution / active EE | $776 | $1,979-60.8% | $2,463-68.5% | $2,756-71.9% |
| Participant deferral / active EE | $3,938 | $3,094+27.3% | $3,885+1.4% | $4,297-8.4% |
| Admin fee / account holder | $6,518 | $5,678+14.8% | $5,761+13.1% | $6,935-6.0% |