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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,637 | $100,970+50.2% | $96,576+57.0% | $137,256+10.5% |
| Participation rate | 73.7% | 82.6%-8.9pp | 81.4%-7.8pp | 80.0%-6.3pp |
| Annual return | 15.12% | 38.16%-23.0pp | 38.47%-23.3pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,694 | $3,809-29.3% | $3,553-24.2% | $4,156-35.2% |
| Participant deferral / active EE | $11,073 | $8,286+33.6% | $7,956+39.2% | $6,407+72.8% |
| Admin fee / account holder | $12,949 | $11,312+14.5% | $11,381+13.8% | $12,270+5.5% |