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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,637 | $135,905+11.6% | $126,068+20.3% | $198,609-23.7% |
| Participation rate | 73.7% | 85.6%-12.0pp | 84.7%-11.0pp | 82.4%-8.7pp |
| Annual return | 15.12% | 14.07%+1.1pp | 15.01%+0.1pp | 202.70%-187.6pp |
| Employer contribution / active EE | $2,694 | $4,245-36.5% | $3,968-32.1% | $5,055-46.7% |
| Participant deferral / active EE | $11,073 | $8,523+29.9% | $8,214+34.8% | $6,977+58.7% |
| Admin fee / account holder | $12,949 | $21,036-38.4% | $18,264-29.1% | $19,030-32.0% |