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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,012 | $110,410-16.7% | $102,437-10.2% | $145,897-36.9% |
| Participation rate | 41.7% | 77.9%-36.3pp | 74.5%-32.8pp | 80.3%-38.6pp |
| Annual return | 9.60% | 24.85%-15.3pp | 24.95%-15.3pp | 552.29%-542.7pp |
| Employer contribution / active EE | $9,021 | $4,217+113.9% | $3,871+133.1% | $4,663+93.5% |
| Participant deferral / active EE | $8,084 | $5,622+43.8% | $5,060+59.8% | $6,689+20.9% |
| Admin fee / account holder | $64,251 | $9,745+559.3% | $8,388+666.0% | $13,390+379.8% |