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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,012 | $111,814-17.7% | $103,374-11.0% | $145,959-37.0% |
| Participation rate | 41.7% | 77.9%-36.3pp | 74.5%-32.8pp | 80.3%-38.6pp |
| Annual return | 9.60% | 24.77%-15.2pp | 24.89%-15.3pp | 561.95%-552.3pp |
| Employer contribution / active EE | $9,021 | $4,214+114.1% | $3,869+133.1% | $4,661+93.5% |
| Participant deferral / active EE | $8,084 | $5,618+43.9% | $5,058+59.8% | $6,689+20.9% |
| Admin fee / account holder | $64,251 | $9,754+558.7% | $8,394+665.4% | $13,398+379.6% |