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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,596 | $182,442-23.5% | $163,379-14.6% | $138,895+0.5% |
| Participation rate | 58.3% | 79.8%-21.4pp | 76.8%-18.5pp | 79.9%-21.6pp |
| Annual return | 15.58% | 72.74%-57.2pp | 63.41%-47.8pp | 145.39%-129.8pp |
| Employer contribution / active EE | $1,456 | $4,159-65.0% | $3,752-61.2% | $4,194-65.3% |
| Participant deferral / active EE | $3,444 | $6,817-49.5% | $6,282-45.2% | $6,396-46.2% |
| Admin fee / account holder | $0 | $10,396-100.0% | $9,818-100.0% | $12,562-100.0% |