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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,534 | $108,825-55.4% | $156,181-68.9% | $82,448-41.1% |
| Participation rate | 81.3% | 72.4%+8.9pp | 78.8%+2.4pp | 68.1%+13.2pp |
| Annual return | 12.58% | 20.59%-8.0pp | 64.87%-52.3pp | 41.64%-29.1pp |
| Employer contribution / active EE | $5,577 | $2,870+94.3% | $4,294+29.9% | $2,551+118.6% |
| Participant deferral / active EE | $2,833 | $4,577-38.1% | $6,132-53.8% | $4,139-31.5% |
| Admin fee / account holder | $1,364 | $9,341-85.4% | $14,586-90.7% | $7,234-81.2% |