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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,959 | $51,631+62.6% | $129,397-35.1% | $80,925+3.7% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 11.85% | 20.77%-8.9pp | 9453.98%-9442.1pp | 35.65%-23.8pp |
| Employer contribution / active EE | $4,843 | $1,583+205.9% | $4,154+16.6% | $2,756+75.7% |
| Participant deferral / active EE | $7,324 | $2,670+174.3% | $4,167+75.7% | $4,299+70.4% |
| Admin fee / account holder | $1,367 | $4,309-68.3% | $7,679-82.2% | $6,940-80.3% |