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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,959 | $51,604+62.7% | $129,295-35.1% | $80,874+3.8% |
| Participation rate | 100.0% | 57.0%+43.0pp | 69.6%+30.4pp | 67.6%+32.4pp |
| Annual return | 11.85% | 20.76%-8.9pp | 9429.28%-9417.4pp | 35.62%-23.8pp |
| Employer contribution / active EE | $4,843 | $1,585+205.7% | $4,157+16.5% | $2,756+75.8% |
| Participant deferral / active EE | $7,324 | $2,670+174.3% | $4,169+75.7% | $4,297+70.4% |
| Admin fee / account holder | $1,367 | $4,310-68.3% | $7,665-82.2% | $6,935-80.3% |