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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,363 | $100,203-53.7% | $85,240-45.6% | $145,897-68.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.74% | 84.28%-71.5pp | 66.75%-54.0pp | 552.29%-539.6pp |
| Employer contribution / active EE | $3,767 | $3,242+16.2% | $2,735+37.7% | $4,663-19.2% |
| Participant deferral / active EE | $4,335 | $5,299-18.2% | $4,527-4.2% | $6,689-35.2% |
| Admin fee / account holder | $574 | $7,265-92.1% | $6,165-90.7% | $13,390-95.7% |