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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,471 | $77,472+162.6% | $100,415+102.6% | $80,959+151.3% |
| Participation rate | 66.7% | 76.9%-10.3pp | 81.5%-14.9pp | 67.7%-1.0pp |
| Annual return | 18.25% | 37.26%-19.0pp | 49.47%-31.2pp | 35.67%-17.4pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,185 | $6,818+5.4% | $8,091-11.2% | $4,300+67.1% |
| Admin fee / account holder | $13,121 | $5,885+123.0% | $7,906+66.0% | $6,925+89.5% |