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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,567 | $149,040-83.5% | $120,225-79.6% | $137,256-82.1% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 12.52% | 605.68%-593.2pp | 439.23%-426.7pp | 220.34%-207.8pp |
| Employer contribution / active EE | $60,444 | $4,350+1289.4% | $3,475+1639.2% | $4,156+1354.4% |
| Participant deferral / active EE | $143,333 | $4,655+2979.3% | $3,999+3484.4% | $6,407+2137.2% |
| Admin fee / account holder | $105,163 | $6,348+1556.7% | $5,696+1746.2% | $12,270+757.1% |