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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,716 | $110,039-24.8% | $97,260-15.0% | $145,884-43.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 5.88% | 244.44%-238.6pp | 75.54%-69.7pp | 551.85%-546.0pp |
| Employer contribution / active EE | $560 | $3,074-81.8% | $2,721-79.4% | $4,662-88.0% |
| Participant deferral / active EE | $7,000 | $4,674+49.8% | $4,262+64.3% | $6,690+4.6% |
| Admin fee / account holder | $7,039 | $6,204+13.5% | $5,640+24.8% | $13,392-47.4% |