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| Provider | Service type | Compensation |
|---|---|---|
RPA FINANCIAL, LLC4 years Service code 26 · EIN 83-1143379 | Advisory (Participants) | $40,000 |
PLANTE & MORAN, PLLC4 years Service code 10 · EIN 33-1498605 | Accounting | $21,500 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $17,893 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $7,277 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,780 | $89,588+169.9% | $135,987+77.8% | $77,714+211.1% |
| Participation rate | 81.2% | 74.3%+6.9pp | 76.4%+4.8pp | 70.6%+10.6pp |
| Annual return | 20.66% | 17.42%+3.2pp | 580.01%-559.3pp | 31.26%-10.6pp |
| Employer contribution / active EE | $4,547 | $3,491+30.2% | $4,214+7.9% | $2,727+66.7% |
| Participant deferral / active EE | $14,613 | $5,591+161.3% | $7,027+108.0% | $4,649+214.3% |
| Admin fee / account holder | $67 | $539-87.6% | $6,716-99.0% | $433-84.6% |