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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,950 | $183,539-75.5% | $155,556-71.1% | $145,897-69.2% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | 12.41% | 61.31%-48.9pp | 64.84%-52.4pp | 552.29%-539.9pp |
| Employer contribution / active EE | $4,317 | $5,315-18.8% | $4,675-7.7% | $4,663-7.4% |
| Participant deferral / active EE | $3,805 | $6,467-41.2% | $5,631-32.4% | $6,689-43.1% |
| Admin fee / account holder | $2,193 | $19,275-88.6% | $15,885-86.2% | $13,390-83.6% |