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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,233 | $183,592-42.1% | $155,574-31.7% | $145,877-27.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 1.32% | 61.37%-60.1pp | 64.87%-63.5pp | 551.28%-550.0pp |
| Employer contribution / active EE | $1,393 | $5,317-73.8% | $4,676-70.2% | $4,663-70.1% |
| Participant deferral / active EE | $7,938 | $6,466+22.8% | $5,629+41.0% | $6,691+18.6% |
| Admin fee / account holder | $1,200 | $19,316-93.8% | $15,914-92.5% | $13,402-91.0% |