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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,432 | $100,203-75.6% | $85,240-71.3% | $145,897-83.3% |
| Participation rate | 38.1% | 74.1%-36.0pp | 67.5%-29.4pp | 80.3%-42.2pp |
| Annual return | 19.98% | 84.28%-64.3pp | 66.75%-46.8pp | 552.29%-532.3pp |
| Employer contribution / active EE | $957 | $3,242-70.5% | $2,735-65.0% | $4,663-79.5% |
| Participant deferral / active EE | $2,530 | $5,299-52.3% | $4,527-44.1% | $6,689-62.2% |
| Admin fee / account holder | $1,662 | $7,265-77.1% | $6,165-73.0% | $13,390-87.6% |