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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,657 | $86,050+205.2% | $189,758+38.4% | $94,015+179.4% |
| Participation rate | 97.9% | 68.9%+29.0pp | 79.8%+18.1pp | 70.8%+27.1pp |
| Annual return | 16.07% | 17.77%-1.7pp | 52.62%-36.6pp | 17.84%-1.8pp |
| Employer contribution / active EE | $12,144 | $2,819+330.8% | $4,767+154.8% | $2,790+335.3% |
| Participant deferral / active EE | $3,853 | $3,349+15.0% | $5,856-34.2% | $4,249-9.3% |
| Admin fee / account holder | $7,560 | $6,627+14.1% | $20,388-62.9% | $8,951-15.5% |