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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,657 | $76,407+243.8% | $150,298+74.8% | $82,448+218.6% |
| Participation rate | 97.9% | 66.4%+31.5pp | 77.8%+20.1pp | 68.1%+29.8pp |
| Annual return | 16.07% | 39.99%-23.9pp | 62.79%-46.7pp | 41.64%-25.6pp |
| Employer contribution / active EE | $12,144 | $2,614+364.6% | $4,154+192.3% | $2,551+376.1% |
| Participant deferral / active EE | $3,853 | $3,214+19.9% | $5,453-29.3% | $4,139-6.9% |
| Admin fee / account holder | $7,560 | $6,352+19.0% | $14,116-46.4% | $7,234+4.5% |