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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,657 | $78,690+233.8% | $161,489+62.6% | $87,485+200.2% |
| Participation rate | 97.9% | 67.5%+30.4pp | 78.7%+19.2pp | 68.9%+28.9pp |
| Annual return | 16.07% | 32.74%-16.7pp | 89.72%-73.7pp | 26.06%-10.0pp |
| Employer contribution / active EE | $12,144 | $2,588+369.2% | $4,268+184.5% | $2,596+367.8% |
| Participant deferral / active EE | $3,853 | $3,311+16.4% | $5,630-31.6% | $4,274-9.8% |
| Admin fee / account holder | $7,560 | $6,724+12.4% | $16,006-52.8% | $7,775-2.8% |