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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,631 | $149,446+162.1% | $256,809+52.5% | $94,015+316.6% |
| Participation rate | 100.0% | 85.3%+14.7pp | 88.5%+11.5pp | 70.8%+29.2pp |
| Annual return | 11.40% | 17.55%-6.1pp | 32.73%-21.3pp | 17.84%-6.4pp |
| Employer contribution / active EE | $5,199 | $4,596+13.1% | $7,263-28.4% | $2,790+86.3% |
| Participant deferral / active EE | $16,679 | $6,491+157.0% | $9,520+75.2% | $4,249+292.5% |
| Admin fee / account holder | $111,289 | $24,035+363.0% | $25,146+342.6% | $8,951+1143.3% |