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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,537,681 | $149,040+1602.7% | $120,225+2010.8% | $137,256+1748.9% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 18.19% | 605.68%-587.5pp | 439.23%-421.0pp | 220.34%-202.2pp |
| Employer contribution / active EE | $34,375 | $4,350+690.2% | $3,475+889.1% | $4,156+727.1% |
| Participant deferral / active EE | $27,250 | $4,655+485.4% | $3,999+581.5% | $6,407+325.3% |
| Admin fee / account holder | $7,498 | $6,348+18.1% | $5,696+31.6% | $12,270-38.9% |