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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $681,323 | $213,785+218.7% | $185,441+267.4% | $155,188+339.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 16.04% | 19.97%-3.9pp | 20.16%-4.1pp | 148.84%-132.8pp |
| Employer contribution / active EE | $1,535 | $5,393-71.5% | $4,672-67.1% | $4,248-63.9% |
| Participant deferral / active EE | $12,943 | $6,864+88.6% | $6,152+110.4% | $6,531+98.2% |
| Admin fee / account holder | $10,276 | $21,134-51.4% | $17,890-42.6% | $14,480-29.0% |