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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $681,323 | $178,174+282.4% | $156,181+336.2% | $137,256+396.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.04% | 84.19%-68.2pp | 64.87%-48.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,535 | $4,972-69.1% | $4,294-64.3% | $4,156-63.1% |
| Participant deferral / active EE | $12,943 | $6,888+87.9% | $6,132+111.1% | $6,407+102.0% |
| Admin fee / account holder | $10,276 | $17,404-41.0% | $14,586-29.5% | $12,270-16.3% |