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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,634 | $201,370-40.1% | $184,256-34.5% | $145,897-17.3% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 10.47% | 29.05%-18.6pp | 28.85%-18.4pp | 552.29%-541.8pp |
| Employer contribution / active EE | $1,500 | $7,024-78.6% | $6,427-76.7% | $4,663-67.8% |
| Participant deferral / active EE | $3,750 | $9,808-61.8% | $9,133-58.9% | $6,689-43.9% |
| Admin fee / account holder | $5,681 | $16,364-65.3% | $13,899-59.1% | $13,390-57.6% |