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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,237 | $169,361+172.9% | $129,397+257.2% | $145,877+216.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 21.47% | 14395.54%-14374.1pp | 9453.98%-9432.5pp | 551.28%-529.8pp |
| Employer contribution / active EE | $23,837 | $5,542+330.1% | $4,154+473.8% | $4,663+411.2% |
| Participant deferral / active EE | $11,500 | $4,987+130.6% | $4,167+176.0% | $6,691+71.9% |
| Admin fee / account holder | $3,743 | $9,903-62.2% | $7,679-51.3% | $13,402-72.1% |