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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,237 | $169,161+173.3% | $129,295+257.5% | $145,959+216.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 21.47% | 14348.07%-14326.6pp | 9429.28%-9407.8pp | 561.95%-540.5pp |
| Employer contribution / active EE | $23,837 | $5,543+330.0% | $4,157+473.4% | $4,661+411.4% |
| Participant deferral / active EE | $11,500 | $4,989+130.5% | $4,169+175.8% | $6,689+71.9% |
| Admin fee / account holder | $3,743 | $9,878-62.1% | $7,665-51.2% | $13,398-72.1% |