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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,277 | $102,382+239.2% | $147,005+136.2% | $80,874+329.4% |
| Participation rate | 97.2% | 75.8%+21.4pp | 82.2%+15.1pp | 67.6%+29.6pp |
| Annual return | 16.76% | 134.89%-118.1pp | 418.76%-402.0pp | 35.62%-18.9pp |
| Employer contribution / active EE | $8,362 | $3,715+125.1% | $4,934+69.5% | $2,756+203.5% |
| Participant deferral / active EE | $11,058 | $6,646+66.4% | $8,070+37.0% | $4,297+157.3% |
| Admin fee / account holder | $5,269 | $7,942-33.7% | $13,006-59.5% | $6,935-24.0% |