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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,277 | $102,429+239.0% | $147,096+136.1% | $80,925+329.1% |
| Participation rate | 97.2% | 75.9%+21.4pp | 82.2%+15.0pp | 67.7%+29.6pp |
| Annual return | 16.76% | 135.02%-118.3pp | 419.75%-403.0pp | 35.65%-18.9pp |
| Employer contribution / active EE | $8,362 | $3,716+125.1% | $4,936+69.4% | $2,756+203.4% |
| Participant deferral / active EE | $11,058 | $6,649+66.3% | $8,071+37.0% | $4,299+157.2% |
| Admin fee / account holder | $5,269 | $7,957-33.8% | $13,005-59.5% | $6,940-24.1% |