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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,927 | $81,276+355.2% | $155,574+137.8% | $80,925+357.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 18.68% | 33.36%-14.7pp | 64.87%-46.2pp | 35.65%-17.0pp |
| Employer contribution / active EE | $18,802 | $3,103+505.9% | $4,676+302.1% | $2,756+582.2% |
| Participant deferral / active EE | $15,974 | $3,453+362.6% | $5,629+183.8% | $4,299+271.6% |
| Admin fee / account holder | $2,256 | $7,993-71.8% | $15,914-85.8% | $6,940-67.5% |