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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,982,106 | $108,897+1720.2% | $100,378+1874.6% | $145,877+1258.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 6.42% | 58.17%-51.7pp | 49.41%-43.0pp | 551.28%-544.9pp |
| Employer contribution / active EE | $47,120 | $4,420+966.0% | $3,942+1095.3% | $4,663+910.5% |
| Participant deferral / active EE | $30,500 | $8,455+260.7% | $8,087+277.1% | $6,691+355.9% |
| Admin fee / account holder | $26,681 | $9,690+175.4% | $7,899+237.8% | $13,402+99.1% |