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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,925 | $36,948-65.0% | $73,658-82.5% | $87,485-85.2% |
| Participation rate | 35.3% | 46.8%-11.5pp | 57.0%-21.7pp | 68.9%-33.6pp |
| Annual return | 25.89% | 28.64%-2.8pp | 29.72%-3.8pp | 26.06%-0.2pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,032-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,438 | $1,379+4.3% | $2,062-30.2% | $4,274-66.3% |
| Admin fee / account holder | $137 | $2,531-94.6% | $3,357-95.9% | $7,775-98.2% |