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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,925 | $29,319-55.9% | $52,425-75.3% | $82,448-84.3% |
| Participation rate | 35.3% | 46.9%-11.6pp | 55.6%-20.3pp | 68.1%-32.8pp |
| Annual return | 25.89% | 535.20%-509.3pp | 302.12%-276.2pp | 41.64%-15.8pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,438 | $1,171+22.8% | $1,790-19.7% | $4,139-65.3% |
| Admin fee / account holder | $137 | $1,962-93.0% | $2,495-94.5% | $7,234-98.1% |