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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,984 | $111,878-3.5% | $93,727+15.2% | $145,897-26.0% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 4.29% | 204.28%-200.0pp | 133.83%-129.5pp | 552.29%-548.0pp |
| Employer contribution / active EE | $3,628 | $3,092+17.3% | $2,421+49.8% | $4,663-22.2% |
| Participant deferral / active EE | $4,042 | $4,920-17.9% | $4,417-8.5% | $6,689-39.6% |
| Admin fee / account holder | $53,580 | $10,256+422.4% | $8,292+546.2% | $13,390+300.1% |