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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,984 | $111,785-3.4% | $93,669+15.3% | $145,877-26.0% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 4.29% | 203.79%-199.5pp | 133.59%-129.3pp | 551.28%-547.0pp |
| Employer contribution / active EE | $3,628 | $3,096+17.2% | $2,424+49.7% | $4,663-22.2% |
| Participant deferral / active EE | $4,042 | $4,919-17.8% | $4,416-8.5% | $6,691-39.6% |
| Admin fee / account holder | $53,580 | $10,256+422.4% | $8,291+546.2% | $13,402+299.8% |