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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,989 | $16,790+858.8% | $64,489+149.6% | $67,986+136.8% |
| Participation rate | 29.5% | 62.4%-32.9pp | 67.7%-38.1pp | 57.2%-27.7pp |
| Annual return | 15.68% | 30.55%-14.9pp | 55.03%-39.3pp | 31.67%-16.0pp |
| Employer contribution / active EE | $895 | $648+38.1% | $1,523-41.3% | $2,019-55.7% |
| Participant deferral / active EE | $1,923 | $1,510+27.3% | $2,778-30.8% | $3,358-42.7% |
| Admin fee / account holder | $1,862 | $1,690+10.2% | $4,260-56.3% | $3,203-41.9% |