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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $552,459 | $196,972+180.5% | $182,262+203.1% | $198,609+178.2% |
| Participation rate | 94.7% | 85.7%+9.0pp | 84.2%+10.5pp | 82.4%+12.4pp |
| Annual return | 14.70% | 158.27%-143.6pp | 140.60%-125.9pp | 202.70%-188.0pp |
| Employer contribution / active EE | $6,997 | $5,364+30.5% | $5,046+38.7% | $5,055+38.4% |
| Participant deferral / active EE | $19,936 | $8,643+130.7% | $8,276+140.9% | $6,977+185.8% |
| Admin fee / account holder | $7,552 | $18,429-59.0% | $16,712-54.8% | $19,030-60.3% |