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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $552,459 | $154,228+258.2% | $145,433+279.9% | $137,256+302.5% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 14.70% | 74.59%-59.9pp | 66.58%-51.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $6,997 | $4,804+45.7% | $4,554+53.6% | $4,156+68.4% |
| Participant deferral / active EE | $19,936 | $8,216+142.6% | $7,897+152.4% | $6,407+211.2% |
| Admin fee / account holder | $7,552 | $14,344-47.3% | $13,129-42.5% | $12,270-38.5% |