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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,822 | $81,504+336.6% | $102,437+247.4% | $80,959+339.5% |
| Participation rate | 85.2% | 66.9%+18.3pp | 74.5%+10.7pp | 67.7%+17.5pp |
| Annual return | 11.52% | 25.60%-14.1pp | 24.95%-13.4pp | 35.67%-24.2pp |
| Employer contribution / active EE | $8,385 | $3,104+170.2% | $3,871+116.6% | $2,757+204.1% |
| Participant deferral / active EE | $8,139 | $3,871+110.3% | $5,060+60.8% | $4,300+89.3% |
| Admin fee / account holder | $4,643 | $6,719-30.9% | $8,388-44.7% | $6,925-33.0% |