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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,468 | $106,749+215.2% | $145,433+131.4% | $82,448+308.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.84% | 27.59%-10.8pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $8,797 | $3,444+155.4% | $4,554+93.1% | $2,551+244.8% |
| Participant deferral / active EE | $8,003 | $6,519+22.8% | $7,897+1.3% | $4,139+93.3% |
| Admin fee / account holder | $4,380 | $8,390-47.8% | $13,129-66.6% | $7,234-39.5% |