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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,468 | $106,524+215.9% | $152,301+120.9% | $87,485+284.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.84% | 26.89%-10.1pp | 80.50%-63.7pp | 26.06%-9.2pp |
| Employer contribution / active EE | $8,797 | $3,371+160.9% | $4,624+90.2% | $2,596+238.8% |
| Participant deferral / active EE | $8,003 | $6,525+22.7% | $8,0040% | $4,274+87.3% |
| Admin fee / account holder | $4,380 | $8,287-47.1% | $14,398-69.6% | $7,775-43.7% |