Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC5 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $11,443 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,971 |
ADP BROKER-DEALER8 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,057 | $78,607-66.9% | $105,624-75.3% | $74,478-65.0% |
| Participation rate | 88.9% | 72.8%+16.1pp | 75.3%+13.6pp | 67.2%+21.7pp |
| Annual return | 14.75% | 15.96%-1.2pp | 116.20%-101.5pp | 1370.56%-1355.8pp |
| Employer contribution / active EE | $467 | $2,523-81.5% | $3,168-85.3% | $2,626-82.2% |
| Participant deferral / active EE | $4,403 | $4,325+1.8% | $5,013-12.2% | $4,350+1.2% |
| Admin fee / account holder | $92 | $2,220-95.9% | $10,961-99.2% | $1,946-95.3% |