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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $779,062 | $154,754+403.4% | $124,206+527.2% | $138,895+460.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 20.35% | 709.28%-688.9pp | 515.27%-494.9pp | 145.39%-125.0pp |
| Employer contribution / active EE | $30,733 | $4,446+591.2% | $3,540+768.1% | $4,194+632.8% |
| Participant deferral / active EE | $17,592 | $4,621+280.7% | $3,968+343.4% | $6,396+175.0% |
| Admin fee / account holder | $10,470 | $6,690+56.5% | $5,929+76.6% | $12,562-16.7% |