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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,070 | $86,922-64.3% | $102,438-69.7% | $80,874-61.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 5.27% | 18.90%-13.6pp | 29.37%-24.1pp | 35.62%-30.3pp |
| Employer contribution / active EE | $1,577 | $2,369-33.4% | $3,024-47.8% | $2,756-42.8% |
| Participant deferral / active EE | $2,655 | $4,119-35.5% | $5,054-47.5% | $4,297-38.2% |
| Admin fee / account holder | $1,061 | $8,050-86.8% | $9,448-88.8% | $6,935-84.7% |