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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,298 | $106,749-47.3% | $145,433-61.3% | $82,448-31.7% |
| Participation rate | 34.4% | 75.6%-41.3pp | 82.1%-47.7pp | 68.1%-33.7pp |
| Annual return | 16.43% | 27.59%-11.2pp | 66.58%-50.1pp | 41.64%-25.2pp |
| Employer contribution / active EE | $862 | $3,444-75.0% | $4,554-81.1% | $2,551-66.2% |
| Participant deferral / active EE | $2,836 | $6,519-56.5% | $7,897-64.1% | $4,139-31.5% |
| Admin fee / account holder | $98 | $8,390-98.8% | $13,129-99.3% | $7,234-98.6% |