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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,821 | $166,131-18.2% | $164,975-17.7% | $145,877-6.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.49% | 100.37%-90.9pp | 70.12%-60.6pp | 551.28%-541.8pp |
| Employer contribution / active EE | $1,227 | $5,276-76.7% | $4,343-71.7% | $4,663-73.7% |
| Participant deferral / active EE | $5,153 | $6,962-26.0% | $6,033-14.6% | $6,691-23.0% |
| Admin fee / account holder | $5,941 | $16,648-64.3% | $12,688-53.2% | $13,402-55.7% |