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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,987 | $105,284+40.6% | $150,734-1.8% | $94,015+57.4% |
| Participation rate | 78.4% | 71.7%+6.6pp | 78.4%-0.1pp | 70.8%+7.6pp |
| Annual return | 8.27% | 15.67%-7.4pp | 600.81%-592.5pp | 17.84%-9.6pp |
| Employer contribution / active EE | $10,015 | $3,599+178.3% | $4,918+103.6% | $2,790+258.9% |
| Participant deferral / active EE | $8,812 | $4,274+106.2% | $5,610+57.1% | $4,249+107.4% |
| Admin fee / account holder | $4,755 | $9,839-51.7% | $14,905-68.1% | $8,951-46.9% |