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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,987 | $93,345+58.5% | $119,126+24.2% | $87,485+69.2% |
| Participation rate | 78.4% | 68.7%+9.6pp | 75.8%+2.6pp | 68.9%+9.4pp |
| Annual return | 8.27% | 19.08%-10.8pp | 282.11%-273.8pp | 26.06%-17.8pp |
| Employer contribution / active EE | $10,015 | $3,172+215.8% | $4,034+148.3% | $2,596+285.7% |
| Participant deferral / active EE | $8,812 | $4,099+115.0% | $5,318+65.7% | $4,274+106.2% |
| Admin fee / account holder | $4,755 | $8,039-40.8% | $10,693-55.5% | $7,775-38.8% |