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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,534 | $108,882-25.1% | $96,754-15.7% | $154,746-47.3% |
| Participation rate | 62.5% | 75.1%-12.6pp | 70.3%-7.8pp | 80.7%-18.2pp |
| Annual return | 14.48% | 98.39%-83.9pp | 82.04%-67.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $596 | $3,018-80.3% | $2,679-77.8% | $4,379-86.4% |
| Participant deferral / active EE | $9,764 | $5,323+83.4% | $4,758+105.2% | $6,730+45.1% |
| Admin fee / account holder | $12,752 | $10,200+25.0% | $8,905+43.2% | $14,365-11.2% |