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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,534 | $99,053-17.7% | $88,179-7.5% | $138,895-41.3% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.1%-6.6pp | 79.9%-17.4pp |
| Annual return | 14.48% | 78.17%-63.7pp | 64.97%-50.5pp | 145.39%-130.9pp |
| Employer contribution / active EE | $596 | $2,882-79.3% | $2,549-76.6% | $4,194-85.8% |
| Participant deferral / active EE | $9,764 | $5,225+86.9% | $4,614+111.6% | $6,396+52.6% |
| Admin fee / account holder | $12,752 | $8,748+45.8% | $7,673+66.2% | $12,562+1.5% |