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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,835 | $70,532-86.1% | $68,948-85.7% | $137,256-92.8% |
| Participation rate | 66.7% | 81.0%-14.3pp | 79.2%-12.5pp | 80.0%-13.3pp |
| Annual return | 20.30% | 32.56%-12.3pp | 28.39%-8.1pp | 220.34%-200.0pp |
| Employer contribution / active EE | $0 | $4,355-100.0% | $4,165-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,244 | $6,773-81.6% | $6,186-79.9% | $6,407-80.6% |
| Admin fee / account holder | $0 | $7,916-100.0% | $7,539-100.0% | $12,270-100.0% |