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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,247 | $55,902-69.1% | $76,030-77.3% | $80,959-78.7% |
| Participation rate | 72.0% | 62.1%+9.9pp | 69.1%+2.9pp | 67.7%+4.3pp |
| Annual return | 15.63% | 20.59%-5.0pp | 361.54%-345.9pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,796 | $1,867-3.8% | $2,688-33.2% | $2,757-34.9% |
| Participant deferral / active EE | $2,695 | $3,051-11.7% | $4,257-36.7% | $4,300-37.3% |
| Admin fee / account holder | $1,724 | $5,239-67.1% | $6,421-73.2% | $6,925-75.1% |