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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,934 | $183,539-20.5% | $155,556-6.2% | $145,8970% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.22% | 61.31%-49.1pp | 64.84%-52.6pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,608 | $5,315-32.1% | $4,675-22.8% | $4,663-22.6% |
| Participant deferral / active EE | $7,988 | $6,467+23.5% | $5,631+41.9% | $6,689+19.4% |
| Admin fee / account holder | $8,854 | $19,275-54.1% | $15,885-44.3% | $13,390-33.9% |